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Online Banking

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Business Lending


With over 100 years of helping businesses start, grow, and succeed, CS Bank understands the needs and concerns of business owners. We offer a variety of Business Lending solutions to accommodate all industries and business sizes.  


At CS Bank, we know that it isn't always easy running a business. That’s why we are here to help businesses in Northwest, AR and Cassville, MO with a variety of banking solutions. We know that costs (such as new computers, office space, remodeling, etc.) come up on a regular basis. Our experienced team of loan officers know the ins and outs of the local market and can provide quick turnaround times for a hassle-free process.

Along with our business deposit accounts, we offer a wide range of loan products.  

Equipment Loans

Does your business need new equipment to keep up with this fast paced world? Let a CS Bank loan professional assist you in maintaining a competitive edge.

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Operating Lines of Credit

When accounts receivable and accounts payable don't line up, look into a line of credit to manage your cash flow. Operating lines of credit can be especially helpful for businesses that experience seasonal fluctuations in income

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Inventory Loans

If your shelves are looking a little bare, CS Bank is here to help you with an inventory loan.

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Vehicle Loans

When it's time to update or add another vehicle to your company’s fleet, talk to a CS Bank loan professional to keep you moving.

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Letters of Credit

CS Bank offers small letters credit to help small business with domestic transactions without depleting their resources. We can provide letters of credit to assist with  timber contracts with U.S. Forest Services or deposits for builders with electric Cooperatives 

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Agriculture Loans

No matter the time of year, CS Bank has a solution for your farming operations. Our ag bankers go into the field and truly understand ag needs and concerns.  Learn more about our Ag Lending here.

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Commercial Real Estate

From purchasing a manufacturing plant to refinancing a small auto mechanic shop, CS Bank has competitive rates and terms on commercial real estate loans to help our business customers. 

CS commercial construction loans are available to help you build your brand-new business, remodel your existing one, or expand your current space.

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Small Business Lending

Just like small businesses, CS Bank invests money back into our community with local loans. The Small Business Administration (SBA) guarantees loans to help businesses that would not normally qualify for a conventional loan. CS Bank partners with the SBA to offer our business customers both 504 and 7a SBA loan options.

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Credit Cards 

There are times when a checking account just won't cut it. At those times, a CS Business Visa Credit Card can keep you in action. CS Bank has partnered with TCM Bank to offer credit cards to our customers at very competitive rates and with some great rewards options.

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Business Loans from CS Bank 

Looking for a commercial loan in Northwest Arkansas? Learn more about how CS Bank can help your business. Contact one of our commercial lenders today or visit any of our convenient locations in Harrison, Huntsville, Holiday Island, Eureka Springs, Berryville, Arkansas, or Cassville, Missouri. 


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